Project investments are at the heart of our operations.


The Elbim Bank offers a wide range of financial instruments and takes a flexible approach in structuring its financial products.
The principal forms of direct project financing that the Elbim Bank may offer are loans, equity and guarantees.


Loans

Loans are tailored to meet the particular requirements of a project. The credit risk may be taken entirely by the Elbim Bank or partly syndicated to the market.


Equity investments

These may be undertaken in a variety of forms. When the Elbim Bank takes an equity stake, it expects an appropriate return on its investment and will only take a minority position.


Guarantees

We also provide guarantees to help borrowers gain access to financing through our Trade Facilitation Programme.


Technical information on Elbim Bank projects.


Elbim Bank Investments


Assistance through financial intermediaries

One of the Elbim Bank’s key aims is to support the development of micro, small and medium-sized enterprises (SMEs) which are crucial to nurturing a private sector economy. To do this, we may make equity and loan financing available to SMEs through a range of intermediaries throughout the countries where we work.

These intermediaries include banks in which the Elbim Bank has an equity stake or with which it has signed a loan, and investment or venture capital funds in which the Elbim Bank has made an investment.

The Elbim Bank may also provide direct financing and support for SMEs through a number of loan and equity facilities.

Financial and operating leases for small businesses cover a range of goods such as commercial vehicles, equipment and machinery.

Contact local partner finance institutions to enquire about finance and to check specific requirements.


What We Fund

Projects may be considered for Elbim Bank assistance if they:

are located in an economy where the Elbim Bank works
have good prospects of being profitable
have significant equity contributions in cash or in kind from the project sponsor
would benefit the local economy
satisfy the Elbim Bank's environmental standards as well as those of the host country


Project structure

The Elbim Bank tailors solutions to client and project needs and to the specific situation of the country, region and sector. It assigns a dedicated team of specialists with expertise in project finance, the region and sector, law and environment.

The Elbim Bank funds up to 35% of the total project cost for a greenfield project or 35% of the long-term capitalisation of an established company

Additional funding by sponsors and other co-financiers is required. The Elbim Bank may identify additional resources through its syndications programme

Typical private sector projects are based on at least one-third equity investment

Significant equity contributions are required from the sponsors. Sponsors should have a majority shareholding or adequate operational control. In-kind equity contributions are accepted


We do not finance projects in these sectors:

Defence-related activities
Tobacco industry
Substances banned by international law
Stand-alone gambling facilities.
In addition, we may not finance certain products or processes due to their environmentally harmful nature or if adverse impact cannot be adequately mitigated.