Elbim Bank UK

Home About Us Contact Us

EVERYWHERE CONNECT

No one can predict the future, which is why putting money aside for great adventures and unexpected situations is so important. We will increasingly focus on developing high-impact projects that can help our clients...

OVERDRAFT PROTECT

If you have an existing home equity line-of-credit, it can be linked to your personal checking account to cover all overdrafts up to your credit limit. Advances on the line-of-credit are processed in increments of £100 or the available balance on your line...

PERSONAL SAVINGS

No one can predict the future, which is why putting money aside for great adventures and unexpected situations is so important. We will increasingly focus on developing high-impact projects that can help our clients...

INSTALLMENT LOAN


If you need to make a large capital purchase like buying new equipment, machinery or vehicles, or simply require capital to fund your stock purchases or business expansion then the My Business fixed rate instalment loan is ideal. It gives you fixed interest and monthly payments for the whole term of the loan, which provides the certainty of knowing exactly what your repayments will be every month.


You can borrow up to £3 million with no collateral or security requirement and set your fixed term repayment period anywhere between 12 and 48 months. In line with Elbim Bank’s fair pricing commitment, you have the added assurance of knowing that you will be paying amongst the lowest comparable rate of interest in Cote d'ivoire, fixed for the duration of your loan.


Features and Benefits

◩    No collateral or security requirements: Hassle-free access to finance with minimum formalities
◩    Fair pricing, with a commitment to maintain fees and profit rates amongst the lowest in the market.
◩    Fast decision making and processing turn-around times, with the majority of credit decisions made within 48 hours
◩    Transparency: Clear and straightforward terms, conditions and eligibility requirements
◩    Convenience: All repayments are automatically direct debited from your business bank account
◩    Flexible repayment tenure: Choice of repayment periods between 12 and 48 months
◩    Loan top up facility after 12 months of satisfactory loan performance
◩    Buy-out option: Elbim Bank will help you to transfer your existing loans and credit facilities from another bank
◩    No requirement to submit audited annual statements


Eligibility Criteria

◩    Open to all registered business entities operating in the trading, manufacturing, professional or service sectors.
◩    Business operating for at least two years, with annual sales turnover of £2,000,000 or over.
◩    Applicants should be between 25-65 years during the finance tenure.
◩    Minimum of 6 months relationship with Elbim Bank or another bank, maintaining a minimum bank account
       balance of £25,000.
ELBIM BANK LOAN FACILITY

Why our Loan service?

As your business goals and investment needs evolve, your financing needs may change as well. That is why you need a strategic banking partner with a diverse scope of financing expertise to guide you in your transactions...
COMMODITY FINANCE

Why us?

Our Commodity Finance team aims to provide regional and international trading firms with comprehensive solutions for business financing with tailor-made products such as import financing, short-term bridge and warehouse financing, and receivable financing...
PROSPER SAVINGS ACCOUNT

Why save with Prosper Savings Account?

With our Prosper Savings Account, you give your savings a real chance to grow. With great interest rates, your savings will grow faster while you enjoy the many other benefits of this account...